These Terms and Conditions govern your use of The UGC Creative. By accessing our website, you agree to abide by these terms. 1. Purchases and Payments We offer digital products such as ebooks. All sales are final, and refunds are granted only at our discretion. 2. Third-Party Links Our website may contain links to third-party sites. We are not responsible for their content or policies. 3. Limitation of Liability We are not responsible for any direct or indirect damages resulting from the use of our website or digital products. 4. Governing Law These terms are governed by the laws of France.